Even without you telling me, I already know — you’ve been having a rough time lately.
And it’s not just work. Every corner of your life seems to be pressing down on you with invisible weight.
I also know this: for a while now, in the middle of the night, you’ve felt that sudden heaviness in your chest — heart pounding, chest tight. Then you lie there in the dark, submerged in endless anxiety and dread.
Student Question
Hello Master Chi. A few months ago, I came across your content and launched my own side business on Xiaohongshu — I’ve now built up nearly 1,000 followers. I wanted to ask: Xiaohongshu e-commerce is really heating up right now. Dropshipping (no-inventory models) are performing well, and the platform is also steadily advancing its internal monetization, gradually opening up product selection and affiliate features. How should I position myself to take advantage of this opportunity?
Student Question: Hello, Master. There’s a perspective circulating recently that domestic demand can only be revived by rescuing the real estate market. What’s your take on this? How should the real estate market be rescued?
Master Chi’s Response: I don’t quite agree with that view.
The way I see it, the residential housing market is only one part of the broader real estate sector — and moreover, it has already passed its adolescence. It is naturally destined to contract.
Student Question:
Hello Master Chi. I’ve been part of the community for nearly two months now. I’m currently a female college student with some free time on my hands. I want to become a beauty blogger, but I feel my life experience and financial situation aren’t quite there yet. I want to build a personal IP to monetize through influence. But for an ordinary person — what kind of IP is actually suitable? I’m not very clear on how to operate one. I’d love your guidance.
[OCR artifacts: opening paragraph too corrupted to reconstruct]
To shield you from the noise of alarmist rhetoric — so that in this age where “patience” has become a rare thing, you can quiet your mind and build your own life steadily, step by step.
People who startle at every headline, who spend their days drowning in sensational and exaggerated information — I have yet to see a single one of them succeed.
I have a group of friends who, every year around May, begin planning our second-half travel itineraries with me.
For more than a decade, it’s been this same group — and together we’ve traveled to nearly every celebrated destination in the world. The three-valley snowfields of the Alps, private island villas in the Maldives, Kenya’s Maasai Mara — and countless other strange and wondrous places that seem lifted from another world entirely. We’ve been to them all.
Most people know about investing. Yet very few stop to examine what investing actually is.
In reality, investing isn’t limited to financial markets. It shows up everywhere in daily life.
Take this example: the time, energy, and money parents pour into their children’s education — that’s a form of investment. Or suppose you’re running a fruit shop and you hire an experienced manager at a premium salary to drive higher revenue. That’s an investment too.
Note: Most people will find this article difficult to follow — the details run deep.
First, my apologies to everyone for going several days without writing. I’ve missed you all.
The reason is a bit absurd: four days ago, I woke up, sneezed, and wrenched my neck in an instant.
And so, for the past several days, my entire head has been completely locked in place — held up proudly, unable to turn left or right, let alone look down. Ha.
Student Question:
Hello, Master. I have this habit of deal-hunting — tracking Meituan food coupons, entering giveaways, redeeming credit card points, that sort of thing. I enjoy it endlessly, and scoring something genuinely makes me happy. But my monthly income is already in the tens of thousands. If I spent that same time on work — finding one more client or better serving existing ones — I could easily earn a few thousand more, which far outweighs the few dozen or few hundred yuan I get from deal-hunting.
The topic of “how ordinary people can accumulate tens of millions in assets” has been blazing hot lately. Open any platform and you’ll find crowds frantically debating it.
To stay current, I spent last night reading through the top takes on this topic — and the more I read, the more my brow furrowed.
The reason is simple: nearly every one of those seemingly well-reasoned articles was written by people who neither possess tens of millions in assets themselves, nor have any real experience operating in capital circles.