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Investing

The Greatest Win Is Not to Bet

The World Cup is a grand feast of entertainment — it only gets truly interesting when everyone joins in the spirited discussion. I move through all kinds of circles, so unusual stories find their way to me constantly. The strangest one still dates back to the 2014 World Cup. The night before the Brazil-Germany semi-final, a friend of mine named Old Zhao had a dream. He dreamed of Brazil’s crushing defeat and Germany’s overwhelming victory — the entire pitch swathed in waving German flags.

Your Greatest Awakening Is Knowing the Difference Between 'Want' and 'Need'

“Want” means pouring your precious wealth into fine garments and luxury goods. “Need” means investing your hard-earned gains into solid assets that grow over time. The difference is this: the former brings joy for a week, the latter brings returns for a lifetime. Which would you choose? You already know the answer in your heart. Let yourself grow with steadiness and purpose — that is the most valuable and meaningful gift you can give yourself.

Three Truths for Navigating Hard Times

A lot has happened recently — and honestly, it’s been enough to weigh on anyone. Thousands of words can be distilled into a single character: nán — “difficult.” When it comes to “difficult,” I actually have plenty to say. I grew up in a merchant family, experienced all kinds of dramatic highs and lows, and went through more than enough of life’s warmth and coldness. I’ve been through the wars, as they say.

Friday Musings: On the Logic of Leveling Up

Today is Friday, and I felt like writing something a little indulgent — not just a heart-to-heart with you, but a small personal reflection for myself. Why is it that nearly every article I write comes back to the same core idea: “open your eyes and truly see the logic of ascending”? The reason is simple. As someone who started from zero, just like you, I know all too well that life’s journey is riddled with obstacles and hardships at every turn.

A Glimpse of Heavenly Secrets: Every setback you face — big or small — will gradually dissolve come November, and from there, things will only keep getting better.

Never forget — we are each just a small part of this vast world. No matter how hard you strive as an individual, you must still move in alignment with the greater tide of events. So “waiting with stillness” is exactly the right move. Beyond that, do your best to align yourself with elements like “tier-one-plus cities, emerging industries, and quality assets.” Ten years from now, that alignment means a major leap to a higher tier of life.

The Big Picture Mindset: How Your Life Pattern Determines Your Destiny

When it comes to life pattern (ge ju), I want to start by sharing a real — and rather pointed — little story. This story happened three years ago, when I had just launched my own knowledge community. Readers poured in — people eager to elevate their thinking and move up in life. And then, in the community, I received this question: “Hello, dear Master, I’m so glad to be among the first members to join. Your teachings have meant so much to me — I only wish I had found you sooner.

Women: Secure Your Wealth Fortune First

Wenwen is the younger sister of one of my closest friends. When we first met, it happened to coincide exactly with her graduation from university. To pave a good path for his little sister, my friend specifically asked me for a favor — to help Wenwen find a solid career opportunity in Shanghai. A trusted friend’s request is not something I could ignore. Once I learned that Wenwen had a background in finance, I immediately reached into my network and found her a remarkable opportunity: a position as assistant secretary at a family office.

Five Unvarnished Truths About Money

This afternoon I have a destiny chart (命盘) reading for a sister who traveled a long way to see me, so I don’t have time to write a lengthy piece today. Instead, I’ll keep it sharp and concise — let’s just talk about money. The thing about money is that there are far too many underappreciated details hiding in plain sight. Sometimes breaking them apart and stating them one by one lands harder than any polished essay.

Live Today Well — and You'll Live Your Whole Life Well

Today is the weekend, but starting from tomorrow, I hope you can begin living this way: Every morning when you wake up, stop hitting the snooze button. Get up in one decisive motion. Drink a full glass of warm water, then clean yourself up — fresh face, tidy hair. When you see your family, share a few words about your plans for the day. Give them a hug. Then sit down to a nutritious, no-fuss breakfast.

Some Women Reveal Their Fate in Just Two Sentences

Some women — you only need to hear them speak two sentences to know they’ve already lost the game of life. How can you tell? Because just those few words completely betray their level and depth of understanding. This is something I feel with particular clarity from personal experience. As you know, Master Chi’s reputation in Chinese metaphysics means I regularly encounter women from all walks of life who seek destiny readings from me.