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Investing

The Smart Angler's Guide to the Market

·2 mins
1 - For a smart fishing enthusiast, the smartest move is this: once you’ve caught a fish, pull back your bait and tackle costs first — then keep fishing with what you’ve already caught. This way, your mindset stays clear, and you’ve locked in your gains. 2 - The results of fishing aren’t just the fish themselves. You also need to constantly observe the mindset, techniques, and logic of those around you.

Before the Bull Arrives

1 — Before the bull arrives, wait for the bottom to bounce back. When it truly comes, watch out for the endless back-and-forth turbulence. Always remember: this is never a purely rational game. It is a tide shaped by countless human emotions. So when more and more people slowly shift from doubt to “I need to get in — or I’ll miss the boat!” — that is precisely when the real risks arrive.

Wallpapers Imbued with Auspicious Meaning — Take What Resonates

Every few months, people reach out to urge me: “Master! After using your wallpapers, my mindset really improved, and so many things started going more smoothly.” They want to know when the next set of beautiful, meaningful wallpapers will be ready. Let me explain a bit here. All of my wallpapers are made by me personally — and beyond making them visually appealing, I take care to ensure each one carries genuinely auspicious and harmonious meaning. So each one takes a little time to create.

Hard-Won Good Fortune — Is It Finally Here?

See? The little bull is slowly arriving. So many things in this world ultimately move in accordance with the cycles of the era. Just as I have reminded you again and again these past few months: keep your eyes fixed on this round of market movement. Because when all the bad news has been exhausted, good news follows. When things hit rock bottom, a rebound is inevitable. The principle is simple. The logic is plain.

40 Life Habits Recommended by Top Institutions Worldwide

Master Chi has been busy with content lately, but came across an article today that compiles life advice from various authoritative institutions around the world — both domestic and international. With 40 tips in all, we can’t possibly follow every one. But a quick scan is always worthwhile as a reference. Exercise 30 minutes daily (The Lancet) Get 7–9 hours of sleep (The Sleep Revolution) Read one book per week (Yale University) Learn one new skill per year (Max Planck Institute) Meditate for 20 minutes each morning (Massachusetts General Hospital) Eat more colorful fruits and vegetables (New England Journal of Medicine) See 3 friends per week (Harvard University) Write a gratitude journal before bed (University of California) Save 20% of your income (Berkshire Hathaway) Post your goals on the refrigerator (Dominican University) Take a walk in the park on weekends (University of Exeter) Count to 10 silently before speaking when angry (Carnegie Foundation) Switch your phone to grayscale mode (Stanford Attention Lab) Volunteer once a month (University of Michigan) Try unfamiliar routes (psychologists) Write a weekly review (Wharton School) Smile before answering the phone (University of California) Keep only one credit card (credit reports) Write stream-of-consciousness when under stress (trauma treatment experts) Leave your phone in the living room at night (Penn Behavioral Lab) Drink enough water daily — 2–3 liters (British Journal of Nutrition) Practice deep breathing exercises regularly (Harvard Medical School) Get 15 minutes of sunlight daily to improve vitamin D levels (Nature journal) Share dinner with family 3 times per week (Columbia University) Learn a musical instrument (Frontiers in Neuroscience) Tidy your room for 10 minutes daily (Journal of Personality and Social Psychology) Practice mindful eating (American Journal of Clinical Nutrition) Do a weekly “digital detox” — reduce screen time (Annals of Behavioral Medicine) Compliment someone every day (Journal of Positive Psychology) Regularly review your career plan (McKinsey research) Cultivate a hobby that costs nothing (Journal of Happiness Studies) Give yourself 2 hours of alone time per week (Psychological Science) Decline meaningless social obligations (Journal of Social Psychology) Learn basic financial literacy (Federal Reserve economic research) Do one thing each day your future self will thank you for — like planning ahead (Journal of Behavioral Decision Making) Practice the “5-Second Rule” to overcome procrastination (Mel Robbins research) Get regular health checkups (The Lancet Public Health) Spend more time with positive people — emotional contagion theory (Nature Human Behaviour) Learn one phrase in a foreign language daily — builds cognitive reserve (Brain and Language) Avoid serious discussions in the hour before bed — improves sleep quality (Sleep Medicine Reviews)

The Quiet Compounding: How Wealth That Lasts Is Actually Built

1 — Over the years, I’ve made it a point to avoid seeking out people who’ve come into sudden or overnight wealth. Not because I hold any prejudice against them — it’s simply that our ways of thinking are fundamentally on different frequencies. Those who’ve just struck it rich tend to carry a strong gambling streak. Whatever they do, they’re looking to parlay one unit into ten, chasing outsized returns.

These Past Two Nights Have Been Eventful

Straight to the point — no small talk. 1 - Whether in private conversations or talking with close friends and family, the line I’ve found myself saying most often lately is this: whether you’re planting seeds or tending fields, you should never be doing it in the dead of winter or the scorching heat of summer — because the results will rarely be good. Everything you do requires both “effort” and “timing.” When the timing is wrong, the harder you push, the more you work against yourself.

Straight to the Point: Six Things You Need to Hear Right Now

Let’s cut straight to it — everyone reading this is sharp enough to handle the truth. 1 — The world situation is volatile right now, and Master Chi genuinely wants you to have your own “baseline thinking” framework. The core of this framework is: if I lost everything in the next moment, what would I need in place to keep surviving? And how do I make sure I always have a way out?

Career First, Family Second

With graduation season upon us this summer, many parents from well-established families have been asking me whether they should start identifying suitable marriage matches based on their children’s romance fortune (桃花运). After all, today’s genuinely marriage-ready young men and women are increasingly being “pre-selected” by families within their social circles before they even turn 30. Over the past two months alone, I’ve organized several small tea gatherings that brought together children from good families — and quite a few promising connections were made.

Position in the Valley, Not in the Noise

I have never touched gambling in my life. Even when I occasionally fly to Macau for vacation or business, I do nothing more than stroll through the grand halls, taking in the atmosphere — letting the energy stir a little windfall wealth fortune. But I never place a bet. Because I want to channel my Chi fortune (气运) into long-term investments with real certainty. For the past year, I’ve been telling my close brothers and sisters: when you feel that something has hit its absolute lowest point — that is precisely the moment to position yourself.