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Wealth Philosophy

The Root of Every Struggle

·1 min
Tonight I’ll keep it brief again — longer pieces are coming over the next day or two. Here’s a wonderful passage I want to share with you. Panic comes from insufficient preparation. Impatience comes from lack of experience. Frivolity comes from short-sighted vision. Agitation comes from unclear thinking. Stress comes from expectations set too high. Fear comes from too many imagined scenarios. Greed comes from desires that overflow. Mental exhaustion comes from too many thoughts. Physical fatigue comes from the wrong approach. Laziness comes from unclear goals.

Fourteen Truths That Will Transform Your Fortune

Saving money is changing your fortune. Sleeping early is extending your life. Solitude is nurturing the heart. Reading is awakening wisdom. Exercise is cultivating health. Letting go is lightening your load. Smiling is attracting wealth (招财). Reflection is progress. Listening is gaining wisdom. Meditation is calming the spirit. Eating simply is cleansing the body. Traveling is opening your eyes. Perseverance is breaking through. And gratitude is accumulating karmic merit (福报).

A Few More Words from Master Chi

·1 min
Let Master Chi bend your ear one more time: life is, at its core, a long river — flowing without pause, stretching without end. So stop telling yourself you’ve hit a dead end. Give it some time, and you’ll see that new paths always find their way back into your life. A better opportunity just around the corner. A more beautiful romance waiting ahead. A more satisfying meal yet to come. And on, and on.

Girl, Have You Ever Been Curious About This?

Girl, have you ever been curious about something? Why do some people seem to succeed at everything they try — a smooth road ahead, good opportunities arriving one after another. While others seem never touched by luck at all — working hard at everything, struggling through, and still ending up with results that disappoint. Could there really be some unspeakable, mysterious force at work? I’ll be straight with you — yes, there absolutely is. And if you follow what I’m about to share, you too can cultivate that same remarkable state, ready to welcome your own wealth fortune, noble benefactors (Gui Ren), and a truly good marriage.

Seven Things to Do While Everyone Else Is Waiting

Recently, many of you have been asking me: what does the big picture look like going forward? And what should we be doing? I’ve shared a lot of investment advice before, and the core takeaway is this: don’t misjudge what’s coming — prepare conservatively. Cut unnecessary expenses wherever you can, and keep enough liquid capital on hand that you have flexibility. But once your savings reach a reasonably safe level and you can count on steady income, you can allocate around 30% of your monthly earnings toward smart positioning.

Guard Your Mouth, Guard Your Fortune

Tonight is the weekend — first, I wish all of you peace and joy. Now, let’s talk about something genuinely interesting: how to make your Chi fortune (气运) grow stronger over time. Understand this: our destiny is fundamentally like a tree — shaped by its environment. If you’re willing to apply steady, positive force to it, then over time, quietly and naturally, it will begin to improve. Think back to when everyone still carried cash wallets. Master Chi would always remind people around him: turn your banknotes upside down inside your wallet, and keep a few worn old hundred-yuan notes as “wealth mothers” (财母 — seed money believed to anchor and attract more wealth). That way, wealth energy won’t easily leak out, and you’ll hold onto what you have.

A Late-Night Ride Home and Six Hard Truths From Shanghai's Elders

Let me share a small personal secret with you. Can you guess when Master Chi feels most at ease each day? Here’s the answer. Without question, it’s those forty minutes when my driver carries me home along Shanghai’s glittering elevated highway after a full day of engagements. In that stretch of time, I can sit back in complete comfort — watching the city lights scroll past the window while quietly, deeply reviewing every detail of the day.

Seven Truths on Wealth, Character, and the Path to Success

In all my years, every man I’ve ever met with strong wealth fortune (财运) shared one thing in common: extraordinarily stable emotions. Even when the sky was falling around them, their inner world remained as still as a deep lake. This makes sense. If you want to accomplish anything in this life, you will inevitably face battles on all fronts — hardship, obstacles, setbacks at every turn. So if you fly into a rage at the slightest provocation, hot-tempered and volatile day in and day out, then without a single exception, you will achieve absolutely nothing.

To Turn Your Fortune Around, You Must First Awaken

I, Master Chi, have always firmly believed: if you want your fortune to turn and your life to reverse course, you must achieve “awakening” as early as possible. What is awakening? It means washing away and rebuilding the “low-level, ignorant thinking” instilled in you since childhood by parents, elders, and teachers. Then forcing yourself to think from the perspective of those at the top — to rethink how all things in the world operate, and to examine every life problem through the lens of interests, politics, and human nature.

Finally Free from Work?

Good — dear brothers and sisters, Master Chi has something important to say to you. If you’re hoping to build your career in earnest over the next few years, and enjoy the kind of income that flows in like gold every single day, then I urge you: use these next few days of holiday to truly rest. And by rest, I don’t mean flipping your sleep schedule upside down. I don’t mean “special forces travel” — cramming yourself into overcrowded tourist spots, elbowing through the crowds, running yourself ragged until the holiday leaves you more exhausted than a week at the office.