Skip to main content

Wealth Philosophy

How to Become a High-Income Earner: Two Paths for Two Starting Points

Student Question Master, how does one become a high-income earner? What are the different paths for those with advanced degrees versus those with ordinary education? Master Chi’s Response 1. Advanced Degree — Career Route: Becoming a career elite or professional. Think big-tech programmers, investment banking, law, medicine — the high-salary corporate track. Generally speaking, this path suits people who are both highly credentialed and willing to grind. Those who fit that profile, if they can climb the ladder or land a role at a top-tier firm, will find the income quite good.

The 80% Path Forward

These past two days I’ve been deep in work — arranging capital ventures, and on top of that, a friend specifically invited me to conduct a Feng Shui assessment, so things have genuinely been busy. So today, let’s just have a casual chat, shall we? [hug] I know — these past couple of years, you’ve probably been carrying a lot of frustration inside. Especially after witnessing so much, and after your perspective has broadened and your understanding has matured.

Seven Truths You Need to Hear Before the New Journey Begins

I’ve attempted to publish this article multiple times, only to have it blocked each time for “sensitive content.” After spending an entire afternoon carefully weighing every word and revising several passages, it finally went through — and it wasn’t easy. Consider this a warm-up piece for the new journey ahead. Please read it carefully and treasure it, my friends. 1 After this holiday ends, stop squandering yourself. Immediately audit and clean up what you consume. Delete all the mindless gossip, celebrity scandals, entertainment, and joke content — and start following finance, real estate, politics, and in-depth analysis instead.

Rest First, Then Sprint — A Message for the Final Stretch

Dear brothers and sisters: I’ve never been one for filling every last day of a long holiday with activity. Especially those final two or three days — I prefer to slow down, restore my vital energy (Chi), and let my work life warm up gradually. The benefit of this approach: when you re-engage with your career, the transition doesn’t feel jarring. It’s simply more comfortable. In life, avoid extreme swings. In action, avoid sudden rushes and abrupt stops.

Two Lessons from a Friend's Remarriage

Recently I got to know someone who’d been divorced, remarried, and now has a child together with his new wife. He walked me through his remarriage experience, and I found it genuinely instructive. One: Divorce is a weak point. So if you want to date and get married, going out and finding someone yourself is easier than waiting to be introduced. He’s an only child from the city — divorced, no kids, highly educated, stable job, income over 300,000 yuan a year. His parents have two properties, he owns two more himself, plus a car worth over 500,000. With credentials like that, people were constantly offering to set him up.

Mid-Autumn Night: The Richest Life Is the Ordinary One

·3 mins
Tonight is Mid-Autumn Festival — a grand occasion. I don’t know whether you’ve already reunited with family or are still on your way home. Either way, I’ll be with you in spirit. Whatever the case, I sincerely hope that in the months ahead, you’ll move forward smoothly and safely — guided by the bright moon overhead — and see out 2023 free from illness and hardship. That alone would be more than enough.

Why Making Money Your #1 Goal Will Keep You Poor

As brothers and sisters to one another, there is one thing we must truly understand. That is this: making big money should not — and does not need to — be the central goal of your life. If you make getting rich your supreme life goal, you will live in misery, and you still won’t get rich. Life is just that ironic. I’ve seen a great many people’s destinies, so I understand clearly the logic behind how life gets better and better.

The Ordinary Woman Who Marries Up

Student Question: Hello, Master. I’m a front desk manager. My daily life has a certain polish to it — even in a standard work uniform, I pair it with a refined, fitting look that gives off a calm, composed impression. I also add small accessories when I’m off duty. The work itself is genuinely demanding — handling all kinds of requests, and even complaints. My husband is a handsome, well-off local man. I fell for him the moment we first met. He pursued me relentlessly for nearly a year. My family is from a rural agricultural province — village background, only a vocational college education, with an older sister and a younger brother. Everything I’ve achieved, I’ve had to earn on my own.

Random Thoughts on Life, Connections, and the Chinese Way

The long-awaited National Day holiday is almost here — eight whole days off this time, if you can believe it. Which means there’s far too much to handle and arrange before the break, and naturally the time I have for writing has shrunk. But even in the rush, I still plan to share two longer pieces before Friday — something for you all to look forward to. As for tonight’s piece, it’s just casual fun mixed with a bit of experience. Read it for the enjoyment. Whatever you take from it — that’s up to your own destiny.

Life Overseas — I Want to Hear From You

Today I’ll just get things started. The rest, I hope you’ll share in the comments. 🌞 After this recent trip to North America, the impression that stuck with me most is this: life overseas — especially in North America — is getting harder and harder. The most obvious signs? Housing prices and the cost of living are brutal. Even white communities, who have generally never been known for watching their spending, are starting to think twice about every dollar.