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Wealth Philosophy

How to Enter the Second-Hand Luxury Goods Market

Student Question Hello, Master. My background is in trade sales and middle-management operations. I’m now looking to enter the second-hand luxury goods market, but the barrier to entry is the upfront capital required. I don’t have a deep understanding of how to break into this industry or what the key path forward looks like. I’d like your guidance. Master Chi’s Response First, this isn’t as difficult as most people imagine. Within our community, there are already members who have built second-hand luxury businesses from scratch. As long as you have sufficient capital and a stable supply source, you can carve out your share of the market.

What Do We Truly Gain from Reading?

Student Question: Hello, Master. What can reading actually do for us? In ancient culture, there were perhaps three answers to this: “a thousand bushels of grain” (千钟粟), “a house of gold” (黄金屋), and “a beauty like jade” (颜如玉). The promise was that studying would bring official rank, wealth, and a good marriage. Of course, these were the aspirations people once placed on education. So what is it that we truly gain the most from reading?

When the Forest Enters Winter

I have a group of friends who, every year around May, begin planning our second-half travel itineraries with me. For more than a decade, it’s been this same group — and together we’ve traveled to nearly every celebrated destination in the world. The three-valley snowfields of the Alps, private island villas in the Maldives, Kenya’s Maasai Mara — and countless other strange and wondrous places that seem lifted from another world entirely. We’ve been to them all.

How to Maximize Profit in Business and Side Ventures

Student Question: Master Chi, hello. People take action in order to fulfill their own needs. This group encompasses the majority of people — including those engaged in production and business activities, such as running a side venture or starting their own business. For these people, the primary goal when earning money is to generate the highest possible return on the capital they invest — whether that capital is money or time. So when starting a business or a side venture, how does one achieve the highest possible profit?

The Path to Building a Side Hustle

Student Question: Hello Master, I’ve been thinking about starting a side hustle lately. I’ve found there are just too many options out there. I tried a few before and the results were mediocre. Should I go with something I enjoy — like writing, which I’m quite fond of — or should I chase future trends? I’m not sure which direction gives me the best advantage. I’d love your guidance. Master Chi’s Response:

For Women, Wealth Fortune Is the Only Fortune That Matters

There’s a saying you may have heard: Never touch the interests of those above you, and never touch the beliefs of those below. It wasn’t my words originally, but I believe it completely. That’s why I never argue with anyone in the comments section. Not once. My job is to say what I have to say, clearly and fully — so that the brothers and sisters with true understanding can grasp it. That’s enough. That’s my responsibility fulfilled.

Grasp the Big, Release the Small

I once introduced a concept: “For an ordinary person, merely brushing against the threshold of a C-4 level in this lifetime will feel like gaining a third eye — a moment of profound revelation.” I stand by that statement without reservation. Because only by truly living alongside a C-4 level person — working with them up close, breathing the same air — will you finally understand: damn, the reason others outperform you by such a staggering margin, and do so with such effortless ease, comes down to just four words: grasp the big, release the small.

The Deal-Hunting Habit — And How to Profit From It

Student Question: Hello, Master. I have this habit of deal-hunting — tracking Meituan food coupons, entering giveaways, redeeming credit card points, that sort of thing. I enjoy it endlessly, and scoring something genuinely makes me happy. But my monthly income is already in the tens of thousands. If I spent that same time on work — finding one more client or better serving existing ones — I could easily earn a few thousand more, which far outweighs the few dozen or few hundred yuan I get from deal-hunting.

The Hidden Secret to Romance Fortune: Start at the Gym

Being a Sunday, I’m not in the mood for anything too heavy — so let’s talk about a slightly edgy, somewhat taboo little topic. I wonder how many people around you — yourself included — have a regular fitness habit. If you happen to move in circles where fitness is a serious part of the culture, you’ve probably noticed something striking: not only do people in those circles tend to carry themselves with remarkable energy and vitality, but they also rarely struggle to attract the opposite sex.

How to Choose the Right Business Venture

Student Question: Master, I ended my children’s clothing business journey on April 29th of this year. Throughout the process, I repeatedly maxed out credit cards to keep funding the operation. I started with a small street-side shop, then expanded to a large branded store — it looked impressive from the outside. Looking back at the past four years, total revenue was 1.53 million yuan with a profit of 500,000 yuan. For the most part, I was overextending my husband’s credit cards. Now the business has failed. The debt has collapsed, and our marriage is under tremendous strain. Every day I worked hard — taking photos, planning promotions, building an online presence, spending endless hours in the store. As a result, my child complains I never paid attention to her, and now with the business failing, I’m heartbroken. We’re 600,000 yuan in debt — I estimate interest alone accounts for nearly half. If I had noticed earlier that profits couldn’t cover expenses, I really should have cut my losses sooner. I’d like to ask Master: in a business venture, how do you choose the right project? How can I avoid this kind of problem from happening again?