When misfortune reaches its peak, good fortune must come. When bad luck runs to its extreme, blessings must arrive.
From here, we wish the land harmony and abundance — and we wish you all good fortune in everything!
Time passes quietly. Looking back, I’ve written quite a variety of content this year — so today, Master Chi wants to write an article about how to cultivate greater karmic merit (福报) for yourself.
This piece offers both guidance for your personal advancement and counsel for how you carry yourself in the world. After all, becoming a better, stronger person with fortune flowing freely — that is our greatest goal for the new year.
Because I’ve had a few drinks and I’m feeling a light buzz, I’m going to write freely today. But this article is really just a side note — the main event today is your homework in the comments section. That’s the real reason I had to post.
As Spring Festival approaches, the dinner invitations keep multiplying. I don’t mind them at all. On one hand, they’re a good chance to catch up with all sorts of friends and keep those connections alive. On the other hand, they’re the perfect opportunity to hear how people are summing up the past year and planning for the next — a window into the full spectrum of how people live. This year was particularly interesting: the phrase I heard most at every dinner table was “I want to go out and do something.” The people saying this came from all walks of life, but the underlying logic was the same — everyone felt their industry was struggling, they were uncomfortable staying where they were, and naturally they wanted to stick their heads out and see what lay beyond.
Today is a busy one — I don’t have the energy for a long piece. So instead, let me share one sharp, hard-hitting lesson on growth:
In this world, what matters isn’t whether something is comfortable to look at — it’s whether you can see it clearly.
I need you to burn this into your memory. Because if you don’t grasp it at a bone-deep level, it will cost you dearly throughout your life.
You ask: as women living in the same world, how exactly did those wealthy, magnanimous women climb to such heights?
And how did they pull so far ahead of those petty, dim-spirited women who never amount to anything?
The honest answer: thirty percent is fate, seventy percent is cultivation.
Yet every woman’s wisdom for rising and transforming her destiny is her most closely guarded secret — rarely shared with the world.
Only when you have witnessed it with your own eyes will you understand that certain truths can genuinely alter the course of a life.
After reading destiny charts for half a lifetime, I have encountered more human stories than I can count. It would be impossible to say I haven’t arrived at some profound conclusions and insights.
And precisely because I have come to know so many people deeply, I understand more clearly than ever: if you don’t grasp certain truths early, you will pay for it with a lifetime of suffering. But once you do grasp them, they become the secret weapon that puts wings on your ambitions.
Yesterday, a reader wrote in with a question:
Student Question: “Hello, Master Chi! I’d like to ask about the weekly mini-goals you encouraged us to build in your last article — what kind of change or benefit do they actually bring to a person’s destiny? My concern is: can such tiny, tiny little goals really produce any meaningful results? I hope you can explain the reasoning behind this. Thank you.”
Weakness and ignorance are not obstacles to survival — arrogance is.
These past couple of days, the market has been a sea of red, and my inbox has been flooded with messages from brothers and sisters pouring their hearts out. While everyone’s pain is different, the ask is always the same: “Master Chi, we got hurt this time — can you talk about this awful market?” Of course I can. It’s been a while since I touched on this topic, and right now is honestly the perfect time to share some genuine wisdom — far more fitting than any ordinary day. People only truly open their ears after they’ve been stung and hurt. So today, let me speak freely about how I personally understand “losses” and the “gambling ecosystem of the market” after all these years.
I firmly believe that if you take the assignment at the end of this article seriously, it will bring about a genuine transformation in your life.
A reader once sent me this question: “Master Chi, why do some people — who clearly have no real ability — keep getting lucky windfalls from the universe, one after another?”
My direct answer: impossible. First, a person with no real ability might stumble into unexpected money once in their lifetime — at most. Second, even if they do, they won’t be able to hold onto it. If someone keeps receiving windfall after windfall, it only means they have qualities and advantages that you simply haven’t been able to see yet. They definitely do. You just can’t read them.
A reader with a greedy request: Hello, Master. I’ve seen so many people leaving you messages lately, and I’d like to be a little greedy myself and ask you to talk about marriage.
I believe many readers, like me, feel confused and lost when it comes to this major life matter — not knowing who is worth treasuring, and who we should stay away from.
So if you’re willing to say a few words on this, I’m sure it could save countless people’s happiness and families. Thank you!