I’ve never been one to call myself a tycoon, but over the years, through Chinese metaphysics (guoxue), I’ve assisted many prominent families and distinguished individuals. Combined with a solid upbringing, I’ve seized quite a few opportunities and seen through to the core of many things.
Honestly, striking it truly rich is incredibly hard to replicate — it requires timing, opportunity, and innate talent.
But if all you want is to make a few million? That’s not so hard. Grasp a few key points and that’s enough:
1 — As long as you have someone above you called a “boss,” I’m sorry to say, that is your ceiling in this life — a decent enough salary, and nothing more. Getting rich? Out of the question.
Because the moment there’s a boss, you’re just one piece on a chessboard. No matter how important that piece is, it’s still just a piece — not the player. You are the one being assigned tasks and allocated benefits.
2 — Of course, many people get ahead of themselves. They decide they want to be the boss too — to be that commanding figure calling all the shots.
And then the flashy nonsense starts: renting office space to look impressive, putting on a show of prestige, filling calendars with pointless socializing and entertainment.
Keep it simple. Focus on genuinely solving real problems and getting through real obstacles.
The real point is to make yourself someone others need. Wealth will naturally begin to flow toward you — then you can think about scaling up.
Whether you’re truly a boss has nothing to do with your façade. It comes down to your hard capabilities.
3 — Many people always feel like getting rich is hard. I’ll say it again: making it big is genuinely hard. But making a modest fortune is ridiculously easy.
Look at the small business owners pulling in a million or two a year. You’ll find they don’t have any real edge over you in terms of capability. At most, they’re a bit smoother in certain areas, a bit more familiar with certain things. That’s it.
I’m not dismissing anyone’s abilities — I’m just saying: a student scoring 30 points, if they sit down and study properly for a few days with the right method, there’s no way they can’t get to 60.
4 — Never trap yourself in cheap physical labor or entry-level roles that can be easily replaced.
What actually converts into wealth is your irreplaceability — not the sweat you pour in. Outside of your parents and your partner, nobody is going to feel sorry for your daily grind. They’ll just think you’re “cheap.”
5 — Smart people always “think change when circumstances are dire” (穷则思变). When they see their situation is stuck, they immediately rack their brains to find somewhere they can level up.
No procrastinating. No daily moaning like a bitter housewife. Just direct action.
In most cases, having the guts to actually take that first step is already a remarkable breakthrough.
6 — Traditional Chinese education has one deeply problematic element: it never stops telling you to “be reserved, be restrained, don’t embarrass yourself.”
Honestly, I have never seen a single financially free person with skin as thin as a cicada’s wing. Every one of them has skin thick as a city wall.
None of them fear criticism. None fear embarrassment or awkwardness. None fear being called an idiot. Let them call you whatever they want — as long as you know where you went wrong, it was worth it.
7 — Over my lifetime, the wealthy families and affluent individuals I’ve worked with are genuinely beyond counting. But of all those years, the ones who’ve stood firm and thrived to this day are essentially one type of person — different personalities, same essence: genuine and grounded, willing to constantly refine and optimize themselves, and willing to proactively let others know their strengths and value.
Do you think that description fits you? Think again.
8 — Do not reach beyond your grasp. Do not be self-righteous.
If you have nothing right now, start from the simplest thing: gather a small circle of friends — three to five people — identify one concrete money-making venture together.
You take the lead. Lay out the prep work and spell out exactly what each person needs to contribute. Then push forward with everything you’ve got.
Keep it small. Keep your feet on the ground.
In the process, you’ll gradually discover just how unreliable these people are, and the ugly flaws they carry.
Then you’ll look inward. You’ll get ruthless about pruning and upgrading your circle, and you’ll know exactly which specific capabilities you need to build.
9 — Stop complaining that nothing ever works out and that you have no resources.
Those fools will never understand: getting things done is supposed to require you to rack your brain — to seek out and even borrow all kinds of resources to push things forward.
So in moments like these, willpower and thick skin are everything.
It’s all about relentless hustle and endless coordination — forcing something into motion through sheer persistence.
For anything you attempt, you will fail at least a hundred times. Not an exaggeration, not an embellishment — a genuine hundred failures.
10 — Your true awakening is the moment you resolve to spend the next several years entirely on building your own career.
Career is the ultimate remedy for every kind of suffering in life.
I have never seen a problem in life that ten million RMB couldn’t handle. And even if money alone can’t solve it, the capabilities forged through years of fighting for your career will give you other ways to deal with it.
Those who crouch in corners weeping all day, driven to the edge by life’s millimeter-scale inconveniences — without exception, they are people with neither money nor ability.
Don’t become one of them. You must become powerful. That is the only way out.
11 — For 99.99% of the world’s hard problems, there is someone out there who knows how to solve them.
Don’t agonize in silence. And don’t waste years — or even a decade — of your best years waiting to figure it out on your own.
If you can simply ask someone who already has the answer, then ask. Don’t delay.
When you’ve built your own business and a rising income in just three years, you’ll find it genuinely hard to understand the people still spinning in place, who haven’t even figured out how to start.
12 — I get uneasy about people who come to book a reading with me without having done any reading or research whatsoever. Frankly, there has never been a case in this world of an illiterate person succeeding.
I, Master Chi, have never been a gentle person. I speak directly and clearly — whether from the perspective of how the world works, or from the perspective of your destiny chart (命盘).
The moment I see your problems, your flaws, your laziness, I will call them out without mercy. I may berate you, dress you down.
Can’t handle that? Then don’t put yourself through it. Stay comfortable in the life you have now — so cozy and pleasant, isn’t it?
There’s absolutely no need to know how many chances for a turnaround are still written in your destiny, or how many untapped sources of wealth are still waiting for you.
Isn’t that right?