Last night, I, Master Chi, was invited to a dinner that brought me great joy — hosted by a group of young people who have achieved remarkable career success, most of them born between 1995 and 2000.
As the evening unfolded, I found myself deeply moved. If my memory serves me right, several of these young people were once the most ordinary white-collar workers — squeezing onto crowded buses each day, drawing modest salaries, just trying to survive in a big city.
As for their future? Not the faintest idea.
Later, through fate or through introductions from elders and noble benefactors (Gui Ren), they found their way to me. And I was honored to read their individual life patterns (格局) and map out the paths that belonged to each of them.
Today, the two older ones among them are businesspeople earning several million yuan a year. The others have all achieved incomes far beyond the wage-earner class — each well into the seven figures.
I feel truly, deeply gratified — like a teacher watching every one of his students rise to greatness.
But enough sentimentality for now. Tonight, I want to focus on one thing: in this day and age, what qualities must you possess to break free from the wage-earner class and carve out a genuine wealth path of your own?
A few pieces of advice — let me walk you through them one by one.
1 — Never let emotions entangle you. Learn to “decide first, then burn the boats.”
Remember this: as long as something is legal, ethical, and works in your favor — you must begin pushing forward with boldness.
Don’t let hesitation, second-guessing, overthinking, or excessive deliberation slow you down. Once you’ve decided, do it. Once you’re doing it, do it as well as you possibly can.
Once you start moving, you’ll find that yes, you are constantly solving problems and constantly running into new ones — but your abilities and your income are also constantly rising.
Have you ever wondered why your boss or superior likely isn’t much smarter than you — yet earns so much more?
It’s simple. What makes them more capable than you isn’t IQ — it’s the hard-won experience accumulated through making decisions, again and again.
Let me give you a counterexample — one I encounter often when reading destiny charts. There’s a type of person who fancies themselves quite clever, and loves to mull things over endlessly — thinking, discussing, going back and forth. But as time drags on and the enthusiasm fades, they end up achieving nothing at all.
In my words: “A storm in the mind, a void in the hands. Even when wealth fortune arrives, they won’t reach out to grasp it — just endlessly recycling the same tired platitudes they think make them sound smart.”
2 — When facing life’s big goals, learn to “dissect and analyze.”
Why do so many people come back to me year after year to have their life patterns read and the coming year mapped out?
Because most of life’s major milestones can’t be resolved with a single decision. They require three to five years of sustained effort, multiple phases of cultivation, and several pivotal choices — before the prize is finally yours.
Take the journey from entry-level white-collar worker to a wealthy freelancer, for example.
You first need to figure out how to find a concrete entry point — a small business, a side hustle — while still managing your day job.
Once you’ve found that entry point, how do you manage your time to gradually build your reputation, your network, your client base?
What specific professional skills should you develop? Communication, negotiation, product delivery, personal branding…
Hearing all this at once, it may feel overwhelming and complicated. But what if I told you that each of these smaller goals is something you can learn and solidify over just three to four months?
And that after three years, you could be running a business of your own — with a very respectable income. How would that feel?
“Strong execution isn’t just about knowing your current goal — it’s about knowing exactly which small things need to be handled before the big thing can be won.”
That sentence alone is worth several days of reflection.
3 — Sharpen your instincts: keen perception, sharp ears, clear intuition.
Understand this: the most powerful thing about human beings is a highly developed brain.
And the brain was not made to follow convention blindly, stagnate comfortably, and spend every day in still water doing low-quality repetitive work.
Here’s a hard truth: most people’s income perfectly matches their mindset. Society has done its job — it stratifies automatically.
Why?
Because these people have zero initiative — not a shred. They have never once proactively thought through how something actually works.
They’ve lived forty or fifty years and never once made a meaningful connection or collision of resources — never tried to absorb diverse knowledge or information.
I’m sorry, but the identity of a bolt in a machine fits them perfectly. As for making real money? Better stay away from that.
4 — Keep improving, correcting, and refining yourself. Never become rigid.
Many people can’t understand why, at forty or fifty years old, they can’t outperform young men and women barely in their twenties when it comes to making money.
It’s actually simple: in this world, “age” is the most useless credential there is.
Age without ambition, age without rich experience, only becomes an increasingly heavy and absurd joke.
Let me introduce a concept here: many people’s minds enter the grave at age 18. From that day forward — whether they reach 28, 38, 48, 58, or even 98 — their minds never progress a single inch.
But others, guided by inner instinct from the very moment of awareness at age 3, are constantly expanding their capability horizon and absorbing ever more valuable knowledge.
The destinies of these two types of people are worlds apart.
5 — Finally, one last point — and this one touches on Chinese metaphysics (玄学).
Quite a few people come to me for a destiny reading and immediately start lamenting: why do they have no wealth fortune (财运)? Why are they stuck grinding along the near-middle-class line their entire life, never tasting the comfort of financial freedom?
At that point, I, Master Chi, furrow my brow and ask in return: at those key ages in your past — when you clearly had excellent primary wealth fortune, supplementary wealth fortune, and noble benefactor luck — what exactly were you doing with yourself?
That question tends to leave them speechless. After a brief silence, they offer all manner of excuses and deflections.
You see — the answer is quite simple.
Let me close with words of my own: when fate tries to press a precious opportunity into your hands, you must be fully present — both hands extended — and seize it firmly.
You absolutely cannot afford to be distracted when fortune comes bearing gifts — eyes wandering, hands fumbling, preoccupied with the trivial nonsense of daily life that was never worth your attention to begin with.
Remember this well.