This afternoon I have a destiny chart (命盘) reading for a sister who traveled a long way to see me, so I don’t have time to write a lengthy piece today.
Instead, I’ll keep it sharp and concise — let’s just talk about money.
The thing about money is that there are far too many underappreciated details hiding in plain sight. Sometimes breaking them apart and stating them one by one lands harder than any polished essay.
1 — Stop Dreaming About Finding a Secret Path to Wealth
It’s 2022. The idea that you’re going to “discover” some hidden financial opportunity nobody else knows about? Let it go.
The vast majority of money-making avenues — big and small, visible and obscure — have already been fully excavated by those who came before you.
So instead of burning your mental energy searching for some mythical undiscovered goldmine, put that energy into something far more practical: get yourself into the right circle.
If you can get yourself around small business owners and street-level traders, you’ll quickly learn how to run a modest operation pulling in thirty to fifty thousand a month. If you can position yourself close enough to the real players, you’ll start to see how capital actually moves — and you’ll get your shot at the table.
Once you truly internalize this, you’ll start to understand why emotional intelligence matters so much in this era — and why every person who has actually built real wealth carries themselves with a particular kind of humility and deference.
Because the moment your circle upgrades by even half a tier, you leap forward by an entire level.
A noble benefactor (贵人, Gui Ren) earns that name not because they hand you money — they’re not your father. They earn it simply by walking you into a world you’ve never seen before. That single exposure has a way of clicking everything into place.
This is exactly why so many drivers and personal assistants to powerful people end up becoming formidable in their own right after a few years.
And this is precisely why, when I read a destiny chart, my absolute first priority is always to identify and activate your noble benefactor fortune — before anything else.
2 — There’s a Difference Between Loving Money and Respecting It
Almost everyone loves money. Almost nobody truly respects it.
Loving money means you want to see a long string of digits in your bank account. You treat wealth like a slave — you just want it to be there.
Respecting money means you become genuinely fascinated by the mechanics of creating and preserving wealth. You treat it as an ally.
I’ll be blunt: if you love money, your ceiling in this lifetime is probably a few million — and even that may not stick.
But if you respect money, you have every real chance of building a foundation worth tens of millions, and it won’t even feel that hard.
Respecting wealth means you understand exactly how to manage what you earn — no gambling, no speculation — and you channel it into things that give you lasting returns.
Respecting wealth means you can clearly see the consumer traps waiting to drain you, so you don’t get brainwashed into becoming a mindless spender chasing luxury labels.
Let me say something blunt here: don’t assume that because you think clearly, everyone around you does too.
I’ve observed this many times over. My honest assessment: in any group of a hundred people, maybe ten have genuinely flexible minds. The rest find thinking to be exhausting and tedious. They prefer to operate on instinct — and because of that, frankly, they have no real capacity for discernment. They were born to be harvested by consumer culture, and they will be.
3 — Your Ability to Earn Is the Most Complete Test of Who You Are
There exists a type of person in this world who is destined to remain apart from wealth their entire lives — and who will drag every family member down with them.
You can spot them easily: the moment they see someone else succeed, they feel immediate envy and contempt, and they chalk up that person’s success to luck, shortcuts, or moral failure.
Here’s what you must understand: if someone has captured wealth fortune, they absolutely possess a corresponding depth of capability — even if they never show it outwardly.
Smart people borrow and learn. When they see someone else succeed, their very first instinct is not to let emotion block rational thought — it’s to immediately start reverse-engineering why that person succeeded, and then use those insights to evolve themselves.
Try this: casually ask a friend or mentor who is doing well to talk about their day-to-day life. They may not say anything particularly impressive. But the moment the conversation turns to their area of expertise — how they earned it, how they invested, the specific details of their domain — watch how they transform. Something entirely different comes through.
This is why the financial core of every city tends to stay concentrated among the same people, with relatively little downward mobility. It’s simple: everyone in that circle is updating fast. Their capabilities and resources stay current. They don’t expire.
4 — A Harmonious Home Is the Foundation of Everything
Never forget this: when the family is in harmony, all things prosper.
Some people are built to conquer new ground. Others are built to hold and manage what’s been built. Now — what happens when you combine both of them?
This, in truth, is the deepest reason I always counsel brothers and sisters to think very carefully before they marry.
Because if you have the potential to fly high but someone is constantly dragging on your wings — constantly adding obstacles, wearing you down — even the strongest feelings will eventually be ground to dust. This is an absolute inevitability.
Most of the people I’ve seen genuinely rise started accumulating momentum before marriage, then soared after it.
Men and women alike.
The logic is straightforward: two people supporting each other through daily life, thinking through problems together and filling in each other’s blind spots, each handling what they’re best at.
Perhaps the man focuses entirely on expanding income and opportunity — not touching household management at all — while the woman takes full charge of deploying that wealth intelligently: real estate, funds, financial products, various businesses.
That kind of partnership. That depth of coordination. That is what a marriage alliance truly means.
5 — Everyone Will Deceive You — Including Yourself. Your Actual Ability Never Will.
I regularly receive a certain kind of message from my readers — heartbreaking, and also quietly tragic. Someone got defrauded of a few hundred thousand. Someone else watched their savings disappear into a scheme.
Are they victims? Of course they are.
Is it also tragic? Deeply — because in almost every case, they made the exact same mistake: they catastrophically misjudged their own level of capability, and paid the price for it.
Let me give you an example. Tell me — by what logic does a junior white-collar worker, who has never led a team, never run a complete project from start to finish, and has zero investment experience, decide they’re qualified to buy equity as a minor shareholder in a new energy startup?
Their capabilities, their perspective, their experience, their judgment — every single dimension is completely misaligned with that decision. Getting burned isn’t a risk. It’s a 99.99% certainty. That remaining 0.01% is pure luck, nothing more.
The world is actually quite fair about this. Whatever capability you genuinely have, time and society will eventually deliver you the opportunity that matches it. Real talent never ends up permanently stuck in the wrong position.
So: keep reading, always. Stay sharp and self-aware, always. Keep building genuine relationships, always.
The heavens will not shortchange you.