Yesterday, the comments section received a very interesting message: “Hello Master Chi, I’ve been your reader for many years. I’m writing today with a somewhat bold request.
A few days ago, I recommended your articles to my younger cousin in a small town. She read them and was immediately blown away — and scolded me for not introducing you to her sooner.
But since she came to your articles late and missed a great deal of content, I was wondering if you might find some time to distill and recap your core insights? I’m sure many other readers feel the same way, and I want to thank you in advance.”
I have to say, reading this made me genuinely happy — because these past couple of days I’d been so tied up with other matters that I hadn’t been able to decide what to write.
Just as I was hesitating, a reader came through with this perfect suggestion. Wonderful.
So today’s article, drawing from my years of experience in Chinese metaphysics and worldly wisdom, will be a concise anthology of core insights — both a catch-up for new readers and a refresher for longtime ones.
Being a general anthology, the writing will inevitably be somewhat informal. Please bear with me.
1 -
The circle you inhabit truly matters. The people around you directly determine the knowledge, perspectives, and ideas you absorb.
If your entire social circle consists of wage earners with no ambition, everything you take in daily will be the resentment, dissatisfaction, and helpless anxiety they pour into you.
Over time, you become assimilated — and eventually one of them, deeply entrenched.
This isn’t a judgment on that life. But unless you’re content with where you are, remember this iron rule: changing your circle is changing your fate.
One experience that struck me deeply: I once had tea with a few friends, and we got to talking about what investments to make in the current macro environment, what adjustments were needed, and which sectors deserved focus going forward.
These are topics I share constantly in my articles — the kind you’d encounter every few days.
Yet a young assistant one of my friends had brought along was completely stunned. The things we were discussing were simply unimaginable to her in her daily life.
The people she normally talked to were peers earning the same 10,000–20,000 RMB a month. Their daily conversations centered on which livestreamer was offering deals that evening, which trendy hot pot restaurant had just opened that weekend, or — at best — what small decorative pieces to put in their rented apartments to elevate the vibe.
Purely surface-level topics. Nothing of real growth value.
We, meanwhile, were discussing which city to enter, how to acquire a high-growth property at the lowest cost, how to manage it to achieve exceptional rental yields — using rental income to cover the mortgage and effectively getting a fat return from nothing.
For us, deploying two or three million yuan to secure a quality asset is completely routine. But she was terrified listening. Every word we said was something she had never heard before.
And when we calculated that such a property could generate 30,000–40,000 yuan in monthly value appreciation — essentially on autopilot — her entire worldview seemed to shatter.
Here’s the truth: listen long enough to Buddha’s teachings, and even the lamp wick before him becomes immortal. The eagle on his shoulder gains divine power. Even the rat stealing oil transforms into a being of boundless magic.
So make it a practice to step up your circle in stages — constantly find ways to connect with the highest-level people currently accessible to you. Serve them. Learn from them. Work alongside them.
Over time, you will gradually match their pace — and climb, step by step, to the next level.
2 -
The ability to stand on your own two feet is truly important.
If you were born into poverty, the worst thing you can do is wear your weakness and desperation openly on your face. The moment that shows, even the best noble benefactor (Gui Ren) and the greatest wealth fortune will abandon you at the first opportunity.
The reason noble benefactors and wealth fortune come to you is simple: they’re looking for a return on investment.
So the deeper the valley, the more impoverished the circumstances — the more essential it is to carry yourself with dignity and composure. Make people feel you are worth lifting up, and that once lifted, you will repay their kindness a hundredfold.
Never forget: the world is a ruthless but very real stage. All manner of players come and go — some endure for ages, others fade in an instant. There is always movement. But the prerequisite is that you must give the world a reason to notice you.
In my years of navigating society, I’ve witnessed countless stories of people rising from the bottom. The most important lesson I’ve drawn is: iron needs to be strong to be forged; to build wealth, you must first strengthen yourself.
What I fear most is the young man or woman who has “I’m poor, I’m weak, please help me” written all over their face.
I’ve seen plenty of young people like this. Most ended up wasting their potential — because they let a beggar’s mentality take root in their hearts while still young. That outcome was inevitable.
In my view, the abilities truly worth their weight in gold in this world — beyond carrying yourself with dignity and keeping your word — include the following:
Steadfast execution: Once you’ve committed to something, never back down. See it through to completion with full care.
Deep reflection: When you fail, don’t immediately collapse or lash out. Quiet yourself and find the root cause.
Sharing the harvest: Be willing to give every participant a fair share of the rewards, without penny-pinching.
In plain terms: be someone who can resolve problems, hold steady under pressure, and think of others. If you do these three things genuinely, the God of Wealth has absolutely no reason to ignore you.
In all my years studying Chinese metaphysics, I have never once seen anyone who mastered these three principles fail to prosper.
3 -
Finding the right life partner is truly important.
The importance of marriage far exceeds what most people imagine. It is, without exaggeration, the one decision you cannot afford to get wrong.
A failed career can find a new direction. Lost wealth can be slowly rebuilt.
But a failed marriage delivers a permanent, devastating blow. It doesn’t just consume an enormous amount of your energy — it steals the most precious years of your life, resources that can never be recovered.
Whenever I analyze a destiny reading, I approach the marriage analysis with the utmost care — aiming to help you unite with your true match in a single session.
My view of a true match has never been purely about money. No matter how wealthy someone is, if they don’t truly love you, you won’t see a single yuan of it.
In my eyes, a true match requires only one condition: though you and your partner may differ in many ways, you both remain committed to the belief that this home can only be built through mutual effort.
So even amid disagreement, you reason together. Even in difficulty, you support each other.
And those who find this kind of match — their career taking off is essentially destined.
The essence of “a harmonious home makes everything flourish” is this: once you have a stable foundation behind you, you can throw yourself completely into your work. The results will naturally far surpass those who drain their energy on domestic conflict while grinding away outside.
4 -
Owning quality, lasting assets is truly important.
If you spend your entire life living solely on a salary, you will most likely never build meaningful wealth.
Even if you earn 300,000–400,000 yuan a year, you won’t accumulate substantial net worth — because no matter how high your salary, it manifests as cash.
And cash is the fastest-depreciating asset in the world. Bar none.
Unless you can steadily and consistently convert that cash into quality, enduring assets.
Not long ago, a distant relative asked whether he should follow certain online influencers and convert all his assets into cash to hold.
I told him directly: just wait for the day pork prices rise 15% or fruit prices rise 18%. Whatever percentage everyday necessities increase — that’s exactly how much the cash in his hands will have depreciated.
Think about it: not so long ago, a million yuan was considered a significant sum. Now? In barely ten years, a million is almost laughable. Ten million is a modest fortune at best.
So you must learn to accumulate enduring assets (héngchǎn). “Those who have enduring assets have enduring resolve” — this is a timeless truth.
In my view, quality enduring assets fall into several categories:
- Prime real estate in core cities
- Dividends, equity, and options in stable companies
- Discreet but powerful networks that can generate returns over time
- Your own long-term ability to create income
These four are what can truly withstand the erosion of time — assets that only grow more valuable with age. Like marble slabs that endure ten thousand years, they build your net worth block by block, forming your strongest foundation.
5 -
Intelligence and luck have limited impact. Cultivating good life habits is what truly matters most.
This is a refined truth I arrived at only after many years of deep study in Chinese metaphysics.
In my early years of doing destiny readings, I would often follow the client’s lead — identifying the key turning points in their life: when a windfall might come, when a noble benefactor might appear.
My readings were accurate. When the moment arrived, it arrived exactly as foreseen. And yet, the person’s wealth and life rarely transformed fundamentally.
They’d have a stretch of smooth sailing — then slip right back to where they started.
Similarly, I once identified the precise timing of an exceptional romantic match for a woman. She met the person exactly as predicted. But a year later, they parted ways — because she lacked the skills to navigate the relationship and couldn’t provide the emotional connection her partner needed.
This made me reflect for a long time. And I eventually realized: what truly lifts a person’s life to a new and stable level is not one or two lucky breaks.
It is the good habits embedded in the heart. Once good habits are fully formed, an elevated life pattern (géjú) becomes inevitable.
In other words: as long as the direction is right, the outcome will be good. Even if the path is long, there’s no need to fear.
So now, whenever I do a reading, I not only map out every important node in a person’s fortune cycle — I also create a personalized life and development plan tailored to their unique characteristics.
For friends with Ziwei, Qi Sha, Po Jun, or Tan Lang in their destiny chart, I clearly advise them to get involved in as many ventures as possible, fully leveraging their natural edge as warriors and trailblazers.
For friends with Tian Fu, Tian Xiang, Tian Ji, or Tai Yin in their chart, I advise them to focus on strategizing and supporting those around them — especially action-oriented friends — and bring out their innate talent for working behind the scenes.