Speaking to the present moment — I think marrying a little later is perfectly fine. People today are more self-focused. By a certain age, you become more mature and tolerant. Your financial situation is likely stronger too.
I also believe that parents who leave no material foundation for their children — those who default to “children will find their own way” — are fundamentally irresponsible.
Unless you’re born into wealth or political privilege, building your material foundation requires time and real effort.
The fewer resources you have, the less you should marry just for the sake of being married, or have children just for the sake of having them. Focus on building your foundation first.
You have a responsibility to the next generation — to give your descendants a starting point that is at least decent.
Note on the final sentence: The source text has a mid-sentence period (“让你的后代有一个相对。还可以的起点。”) which appears to be an OCR artifact. I’ve reconstructed the intended meaning as a single continuous thought per Rule 4.