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  1. Wealth Wisdom/

The Answer Is Always: Go Earn Money

·9 mins
Author
Master Chi
Renowned Chinese wisdom teacher sharing timeless insights on wealth, destiny, Feng Shui, BaZi, and the art of living well.

There have always been people who misread me — saying Master Chi is a cold-blooded social Darwinist, someone who judges everything by achievement alone. Think what you will. And frankly, they’re not entirely wrong. Because I have always believed, from start to finish: the higher your achievement and the greater your wealth, the more complete and fulfilled your life will be.

Why this conviction? Because countless facts have convinced me that wealth is inextricably linked to every other dimension of life. Unlock wealth, and you unlock the rest of your destiny.

To put it plainly: once you unlock wealth, you automatically unlock everything else — the happiness, the joy, all of it.

Take the junior white-collar women who frequently write to me lamenting their troubled love lives, asking me to sit down and explain their troubled romance fortune (桃花运). My answer is always the same: “Go earn money. Once you do, you won’t be this despondent.”

Those who don’t get it will think I’ve completely dodged the question.

But the sharp ones immediately recognize this as the definitive answer. Why?

Because sharp women know how to draw broader lessons from a single example. In those three words, they hear all of this:

1 — Wealth is your ticket to a higher social tier. As your financial standing rises, you naturally encounter higher-caliber men, and the quality of your potential partners rises sharply with it.

2 — Wealth is your ultimate source of confidence. The more you have, the freer you are in romance — no longer beholden to anyone for the sake of a few coins, no longer forced to read anyone’s face.

3 — Wealth is the ultimate forge. Nobody gets rich by accident — it’s all hard-won. So the women who can earn it are, without exception, more mature and formidable in mind and method.

So those three words — “go earn money” — represent an across-the-board upgrade: your social circle, your confidence, your capability.

And I have yet to meet a woman who excels in all three who is permanently stumped by romance. If she’s single, it simply means she hasn’t yet found someone worth her time. Once she does, it’s a done deal.

Never underestimate those three words. Many women spend their entire lives failing to understand them — which is precisely why they end up stagnating in both career and romance.

It’s exactly these women who, when consulting me on destiny reading (命理), love to ask: should I prioritize finding love, or building my career?

This is the classic daydream of the poor student fantasizing about whether to attend Tsinghua or Peking University. I’ve answered this childish question more times than I can count, so let me say it one more time, plainly: listen carefully — male or female, unless you have an exceptionally powerful family foundation behind you, always prioritize career. Always prioritize wealth. Always prioritize achievement.

In short: two words. Earn money.

Because it is only in the struggle to build your earning capacity that you gradually sharpen your eyes, develop taste in choosing a partner, and step by step become both rational and clear-sighted — until eventually, deception and delusion find no purchase in you.

Without real, tangible investment — vows of eternal love are just deception. Without sweat-soaked effort — life plans are just lies. Without the discipline to keep yourself clean — declarations of undying love are just manipulation.

More importantly, it is only through this process that you gradually shed your unrealistic fantasies and come to truly understand what qualities excellent men actually want in a partner.

Only then can you refine yourself — and ultimately claim victory in both marriage and career.

Without exaggeration: every woman Master Chi has seen who found genuine happiness shares nearly the same life trajectory. Eighty percent of them drove themselves hard in their early years, built something real, and then found an excellent husband who matched their stride. The other twenty percent were simply born with a heaven-blessed golden destiny — they married someone with real potential and the two climbed together to the peak of life.

By contrast, those who swallow life’s bitter fruits in tears share a common trajectory too. Nine out of ten married when they were still junior office workers — choosing equally humble partners — only to be buried under an avalanche of problems afterward, sinking into an endless downward spiral.

The root cause is always the same: they never understood that when you are poor and weak, your perspective is at its narrowest and your understanding at its shallowest. Every game you play from that position is almost certainly a losing one.

What to do? Still the same answer: earn money.

Remember this: for anyone, no matter what confusion you fall into in this life, there is at least one path that will never lead you wrong — and that is to earn money with everything you have, within the bounds of the law.

This path is not the answer itself, but it will inevitably lead you to the answer.

All roads may lead to Rome — but only the road of wealth leads there directly.

The same logic applies to men.

The most common question from male readers is: why have I never encountered a noble benefactor (贵人, Gui Ren) to promote and recognize me? Why does talent like mine keep going unnoticed?

Why do I always end up with the most exhausting, thankless, unrecognized work — and still remain so far from wealth?

All this effort, all this toil, all this bad luck — why?

Then look up and take a good look at the people around you. Is your circle nothing but a group of exhausted wage laborers grinding themselves to the bone?

There is nothing inherently wrong with wage laborers — they’re honest, hardworking, dutiful. Their one failing: they’re too mentally rigid to figure out how to create their own wealth channels. And so through the long grind of life they grow increasingly cramped and narrow-minded, because they too wonder: I’m working just as hard — why am I still suffering?

But they can’t find an answer, so they grow increasingly resentful.

Honestly, if you’re puzzled why your circle is always full of people who talk big but amount to nothing — men who seem fierce but are hollow inside — and you can never seem to meet the kind of person who is genuinely upright and wholly focused on building something, then the only explanation is that you’ve successfully embedded yourself in a sweatshop worker colony. These people simply don’t know how to build wealth the right way.

In that kind of circle, that kind of company, that kind of environment, your own corruption and deterioration is only a matter of time. I have never once seen a person who submerged themselves in a bottom-tier circle for over a decade and still managed to turn themselves around.

Such an environment may or may not build character, but it will absolutely destroy it. It is inevitably saturated with vice, petty score-settling, pettiness, cunning, viciousness, greed, and ingrained laziness. Given enough time, even the purest, hardest diamond gets stained with grime and ruined.

The outcome is binary: either you give up and lie flat, or you leave early and build your own path.

Remember: for a man, life has always offered exactly two roads — striving upward with full energy, or surrendering and sliding down.

So if you are dissatisfied with your current life, plan your next move now. Don’t delay. Otherwise, settle down and quietly accept this modest, mediocre existence — without a single word of complaint.

If not, then starting right now: within the bounds of the law, find every possible way to begin creating your own wealth and carving your own wealth channel. Start small and let it accumulate.

Every self-made man in Master Chi’s circle who came from nothing started with tiny ventures. Some of them started with exactly what you have now — zero resources, not a cent to their name. No matter. They started with the most unglamorous things, things that might even invite ridicule: selling secondhand electronics, picking up small freelance gigs in their spare time. Nothing was off-limits. Think of it as learning the ropes and getting familiar with how the game works.

Then, once a small business starts to take shape, it’s like a door opening onto a whole new world. You start to understand what’s been holding you back — and you go fill those gaps. You start to understand why you lack expertise — and you go learn it.

Generally speaking, a man with talent and perseverance only needs ten years to transform from a wage laborer grinding himself into the ground into an independent small-business owner.

Otherwise, how do you think those small-business owners with steady income got started? Did someone hand them a ready-made livelihood and beg them to take it? No — every single one of them grew like a wildflower forcing its way through a crack in stone.

What does it mean for a man to strive for self-improvement?

It means: I was born into poverty — but I refuse to end there. I will rise above. I will make something of myself.

I may not be cut out for academic study — but that doesn’t mean I lack a hungry mind. A penetrating knowledge of how the world works is scholarship. A mastery of human relationships is literature. What I don’t know, I can learn — and I’m willing to.

My family of origin may be a complete wreck — but that is not my excuse to degrade and destroy myself. I will use my parents’ failures as a lesson and make myself the first generation to rise up. I will not give up.

In all Master Chi’s years of reading destiny charts and assessing fortune cycles (大运), he has never once seen a man who carries this kind of pure, unwavering spirit end up with a poor quality of life.

Because this mindset alone sets a very high floor for his life. Even with the most ordinary destiny framework (格局), the worst outcome is still a small-business owner living comfortably — and marriage, family, and material well-being naturally follow.

This respect for wealth is what constitutes a man’s true pragmatism — and his true groundedness.