Some insider, high-level thinking is the kind you’ll never hear anywhere else in your lifetime. This article is exactly that. Brothers and sisters, I am Master Chi. Let me walk you through this.
Do not — I cannot stress this enough — do not carry any notion of “overnight success” into the business of making money. Because nearly everyone who holds this reckless idea ends up shattered to pieces in the pursuit of wealth.
Honestly speaking, making money is the most pure, most straightforward thing in this world. It tolerates not a grain of sand, and certainly not a shred of self-deception. It tests only one thing: cut the talk, drop the boasting — do you actually have the ability to solve problems and handle trouble?
If you do, nothing in heaven or earth can stop you from making money. The people around you will come in waves, placing their hopes in you to handle their problems — they’ll flock to you whether you want them to or not.
If you don’t, then frankly, you don’t deserve wealth. Without the ability to take someone’s money and deliver real results, all you can do is sell your physical labor, repeat the same motions, and collect a paycheck. There’s no injustice in that, no grievance — that’s simply your ecological niche. Heaven’s justice is as it should be.
These past few years, the broader environment hasn’t been favorable, so readers frequently come to me asking me to examine their career trajectory and wealth fortune. Whenever I encounter this kind of question, I deliberately hold back before diving into a detailed analysis of the destiny framework (格局). Instead, I ask one question first: “In your honest opinion, what genuine, solid capabilities do you actually have right now?”
Don’t underestimate this question. It’s a litmus test, a mirror that reveals what lies beneath. Whether a person truly has financial intelligence and wealth fortune — this single question exposes it all instantly.
Because very few people can actually answer it correctly.
Many men will launch into rambling talk about knowing so-and-so, having extensive social connections, or boasting about how exceptionally skilled they are and how many accolades they’ve received. Many women, meanwhile, will confidently rattle off how much they love fashion, art, coffee, food, beauty, photography, parenting — and how many influencers they’ve studied.
All of the above are wrong answers. Failure rate: 99.99%.
These same people, when they eventually do try to build something, will simultaneously waste their precious time and energy while burning through years of savings — and naively call themselves “on the path to success.”
Friend, stop fooling yourself. You’ve already walked into a ditch. Your direction is completely wrong, and the harder you push from here, the further off course you’ll get. In the end, the wrong direction will devour your last remaining chip. When that happens, you’re finished — no way back.
So how exactly do I help readers find their career direction and the source of their wealth fortune?
First, it’s essential to combine the destiny framework with current circumstances for a concrete, grounded analysis. Work through every angle to map out: which windows of time can be used, which friendships are worth building, which noble benefactors (贵人, Gui Ren) must be recognized and held close, and which things you can actually execute well. This is an entire framework of thinking.
Then, give everything you have to running one clean, direct path: use your time and energy to help your noble benefactors and friends get things done.
In the process, gradually build your reputation and credibility. You’ll also become increasingly fluent in the real-world workings of your domain. Only once you have this foundation do you have the capital to develop in a targeted way according to your own destiny framework.
I often encourage my community members to read widely — especially autobiographies of top figures across different fields. Because when you do, you’ll find that regardless of the industry, nearly all great figures spent the first 30 years of their lives quietly doing small, unnoticed things. Then, through a turn of fate, they walked that same path: using their time and energy to help noble benefactors and friends get things done. Only then did the wheels of destiny begin to turn, and from there, each step forward started to fall into place.
The most absurd and laughable of all are the young people — aged 25 to 35 — who clearly grew up with thoroughly mediocre parents and who have never once, from childhood through entering society, received genuine guidance from a more experienced mentor. These are the ones who love to open with: “Master! When will I get rich? When will the big money come?”
The fact that someone can ask a question like that says everything: there’s nothing in the belly, nearly nothing in the mind.
Honestly, someone between 25 and 35 is no longer a child. They should understand the basic principle: wealth is the result; capability and skill are the cause.
But this is normal — most people simply don’t know. Otherwise, why would the mediocre occupy more than 95% of society? Fortunately, you are not one of them.
At the close of this article, I leave you with a few practical questions to sit with seriously.
What stage of life are you in? What genuine strengths can you actually stand behind?
Using those strengths — within the legitimate bounds of the law — what kinds of problems are you capable of solving?
Who needs those problems solved? Do you know them?
Have you truly thought through how to connect all of these questions together — and ultimately put the answers into action?
These questions, you must — and I mean must — think through with real seriousness. Then, after thinking, try to bring those answers to life in the real world. Don’t be lazy. Don’t think it’s too much trouble. There are always certain things in life that you must work out for yourself.
For readers who come to me seeking a destiny chart (命盘) reading: understand that analyzing a chart is a serious, careful matter. I will give you objective, rational — and unflinchingly sharp — guidance based on your actual chart. So if you feel you cannot handle the truth, please don’t force yourself. After all, Master Chi has always spoken with severity and sincerity. You have been warned.