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  1. Wealth Wisdom/

Words I'd Only Share With My Closest Kin

·4 mins
Author
Master Chi
Renowned Chinese wisdom teacher sharing timeless insights on wealth, destiny, Feng Shui, BaZi, and the art of living well.

Every word that follows is what I’d only tell someone I treat as my dearest kin — this is me speaking from the heart:

★ In times like these, there’s no need to let yourself get swept up in charged, heated emotions — and no need to argue yourself red in the face just to defend your personal views. Hold fast to your own morals and character. Cherish this land and the people around you — but don’t make a show of it or use it to define yourself. And right now, be careful with your words. Especially avoid expressing strong personal opinions to those around you. Know how to protect yourself. A gentle, measured response is almost always the best approach. Because you never truly know whether the person hearing your innermost thoughts is friend or foe, ally or enemy, honorable or small-minded. Your own views are yours alone — keep them buried deep inside. Knowing it yourself is enough. Don’t even tell the gods.

★ When things first unfold, there are often many emotionally charged perspectives flying around. If you blindly follow those emotions without discernment, your rational judgment will inevitably suffer. As you move to higher levels of awareness, you’ll discover that the truly wise never rush to make “definitive judgments.” Instead, they observe carefully for a long time — and only once the situation is crystal clear do they finally choose where to stand. This applies to many areas of life: career, relationships, investment, business, and beyond.

★ One day you’ll understand that the most important thing in this world is simply this: taking steady, wholehearted care of your own life and your family. I’ve been through that burning-passion phase of youth myself — but gradually, I became more grounded. As your awareness deepens, as you age, as your circle elevates, you too will arrive at that mature return to simplicity. Those crashing waves and world-shaking upheavals — none of it matters as much as building your own home, brick by brick. And nothing compares to coming home and seeing the warm, happy smiles on the faces of the people you love most.

★ Many people, at the start of every year, pump themselves full of short-term motivation — declaring loudly what they’ll accomplish this year. Then by March or April, the rest of the year still feels so long, and they sink back into a steady drift of complacency. Don’t follow them. Remember: 2024 is a critically important year for self-optimization. The odds are high that this won’t be a year of big money or major career breakthroughs — but that doesn’t mean we should lie down and coast. Beyond finding ways to sharpen your abilities — things like navigating workplace dynamics, mapping out your career path, getting hands-on with investment and business, refining your social circle, and learning to run a small operation — Men and women alike should go further: build genuinely healthy habits, exercise consistently, and make your body stronger, more energetic, more vital. A year is short. But a year is also long. Stop wasting it.

★ Why do teachers dislike the underperformers in their class? Why do good schools sometimes go so far as to create a separate class just to keep the struggling students together — away from the ones working hard? Because underperformers drag down the entire atmosphere and erode the mindset of those who are genuinely trying. The same holds true for adults — and arguably, the underperformers in the real world do even more damage. During economic downturns, they’re the loudest voices spreading pessimism, wishing everyone around them would just stop trying, stop caring, stop pushing forward. Give up, give up, give up. That makes them feel better. Because then they don’t look quite so much like failures. They might even call themselves enlightened, laid-back realists. Don’t listen to them. Life is never easy — and precisely because of that, while you still have the energy and strength of your prime years, lay the best possible foundation for yourself. Quitting is always the easiest path, but it carries the most painful cost. Commitment is always the harder road — but its rewards are sweet.

★ In truth, your destiny is shaped in large part by the environment you inhabit, the circles you move in, and the friends you keep. I’ve seen far too many people — sharp-minded, genuinely capable — trapped by mediocre circles, watching years of their best youth slip away, ending up full of regret. I’ve also seen plenty of people — ordinary in talent — who happened to surround themselves with driven, reliable company. Naturally, they rose with that current, kept learning, kept improving, and kept climbing. Those who walk near vermillion are stained red; those near ink are stained black. Walk near the clouds and you gain clarity; walk near the gutter and you carry its stench. So if the circle around you is ignorant and stubborn, deflated and pessimistic — offering you nothing good, only draining your energy in every way it can — Then there’s no reason to stay entangled with them.